Courier & Delivery Goods Insurance
Protect your goods in transit from £9.38 per month*
- Simple claims process
- No hidden admin fees
- Pay monthly at no extra cost
*£9.38 is the price for a Public Liability and Goods in Transit policy for a single parcel delivery courier with £1,000,000 worth of cover. It is the equivalent of £112.53 per year when paying for the policy in one annual payment. Your quote will be personalised to your requirements and will reflect the risks you need to be covered against. The price is correct as of 24th Jun 2025.
Do you deliver for one of these companies?
What is Courier & Delivery Goods insurance?
We know being a courier or delivery driver means long days and late nights to keep the country’s packages moving.
If you're delivering for Amazon Flex or similar, you'll need Hire and Reward insurance for your vehicle, plus Goods in Transit and Public Liability cover for added protection.
We provide Goods in Transit and Public Liability insurance—but not Hire and Reward. If you need vehicle cover to stay legal on the road, our parent company Admiral can help here.
Public Liability
Insurance
Protects against claims from third parties for injury or property damage
Goods in Transit Insurance
Covers goods against loss or damage while being transported.
Electronic Business Equipment
Protects your business tech used during delivery work, against theft or damage.
Public Liability
Insurance
Protects against claims from third parties for injury or property damage
Goods in Transit Insurance
Covers goods against loss or damage while being transported.
Electronic Business Equipment
Protects your business tech used during delivery work, against theft or damage.
Insurance Cover Comparison
Cover for loss, theft, or damage to goods in transit
Damage to goods due to fire, accident, or attempted theft
Accidental injury to third parties
Accidental property damage
Legal use of vehicle for paid delivery
Third-party damage/injury while driving
Need help finding the right cover? Give our team a call—we’re here to help.
Want to check the details?
Call our friendly South Wales team to discuss what you need.
Why Do Couriers & Delivery Drivers Need Insurance?
Covering the Risks on Every Delivery
As a courier or delivery driver, you're constantly on the move — handling valuable goods, entering private premises, and working under time pressure. Even if you drive carefully and handle packages with care, accidents and damage can still happen.
That’s why we offer Courier Insurance designed to protect your deliveries and your livelihood. Without it, you could face:
- Claims for injury to the public while making deliveries.
- Loss, theft, or damage to parcels and packages in transit.
- And if you rely on tech for your rounds — like sat navs, phones, or tablets — our optional Electronic Business Equipment cover can help replace them if they’re stolen or damaged while you're on the job.
Protecting Your Business and Your Earnings
Whether you're self-employed or part of a small delivery team, one unexpected claim can lead to serious financial loss. Courier insurance helps cover compensation costs, repairs, or replacements — so your business stays on the road and earning.
How Much Does Courier & Delivery Goods Insurance Cost?
Courier insurance starts from £6.07* per month, and the price will depend on:
- The type of goods you transport (e.g., documents, parcels, equipment).
- Your claims history and how much coverage you need.
- Whether you’ve added Electronic Business Equipment as an add on to your policy.
You can build a policy around the risks you actually face — with key covers like public liability, goods in transit and electronic business equipment to protect every aspect of your service.
Get a Quote in Minutes
No confusing forms or unnecessary extras — just the cover you need as a courier or delivery driver. Get a quote online in minutes and hit the road with confidence.
What are the Insurance Requirements for Couriers and Delivery Drivers?
Delivery drivers and couriers are legally required to have Hire & Reward, in addition to their standard vehicle insurance. Hire & Reward protects you for the commercial use of your vehicle.
As Admiral Business, we do not offer Hire and Reward at the moment. However, our parent company, Admiral Group, offers what you need:
Delivery insurance for car drivers
Public Liability – A Must for Third-Party Protection
While not legally required, public liability insurance is essential if you're delivering to homes, offices, or worksites. It covers you if you accidentally injure someone or damage property during a drop-off.
Goods in Transit – Protect What You Carry
Most clients expect you to have insurance for the goods you are carrying. Goods in transit insurance protects against theft, damage, or loss while items are in your care. This coverage is especially important when transporting high-value items.
Insurance built around the needs of the UK’s small businesses
Fast claims processing
If you need to make a claim, we've made it quick and easy, so you can get straight back to work knowing everything’s being taken care of.
Top-rated Customer Service team
Our friendly South Wales-based team is here to assist you every step of the way. Give us a call to speak directly with our specialists, who are ready to provide the support you need.
Everything in one place
Our easy-to-use online portal allows you to access your policy documents, manage payments, and make changes, all in one place and at your convenience.
Zero hidden fees
Update your policy at any time with complete flexibility, and enjoy the peace of mind that comes with no penalty fees, no admin charges, and no hidden costs.