Legal Expenses Insurance

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Protect your business from costly legal fees for just £2.92 per month as an optional add-on to Public Liability policies.
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What is Legal Expenses Insurance?

Admiral Business’ Legal Expenses Insurance is designed to protect your business from potentially crippling legal fees. Covering up to £100,000 in legal defence costs and up to £1 million in compensation for employment disputes, this optional add-on protects against a wide range of risks.

With this affordable and comprehensive protection, you can continue focusing on your business, knowing that unexpected legal disputes won’t derail your plans. Whether handling contract disagreements, employment issues, or claims involving property damage, Admiral Business’ legal cover provides peace of mind and support when you need it most.

What does Legal Expenses  Insurance cover?

Legal Expenses Cover helps protect your business from the unexpected legal costs that come with running a business. Whether it’s dealing with employment disputes, tax investigations, or contract issues, this cover provides expert legal support and pays your legal fees—so you can focus on the job, not the jargon.

What’s included?
  • Helps defend your legal rights in employment-related disputes up to £1M per policy period.
  • You're covered for legal defence of your and your employees' legal rights in multiple circumstances.
  • Covers disputes related to purchase, hire, sale or provision of goods and services.
  • Protection available for personal injury claims or criminal investigations.
  • Admiral Business covers disputes over property or equipment damages.
What’s not included?
  • Claims that arise before the policy starts or within the waiting period.
  • Legal costs you incur without our agreement.
  • Issues that could be handled through complaints procedures instead of legal action.

This content has been created for general information purposes. To ensure you have the correct level of insurance please see our full policy wording.

Download full policy wording
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Insurance built around the needs of the UK’s small businesses

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Flexible cover

Adjust your cover at anytime, without admin fees. As your business grows or changes, you can easily update your cover to match your needs.

No hidden fees

Pay how it suits you, monthly or annually. Plus no cancellation fees.

Simple claims process

Submit a claim online or give us a call. We'll handle the hard part, so you can get back to work, knowing your business is in safe hands.

Top-rated customer support

No long phone queues. No confusing jargon. Our South Wales-based team is dedicated to supporting you and is ready to answer any questions.

How much is Legal Expenses Insurance?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

Legal Expenses Insurance is available as an optional add-on to existing Public Liability policies. For just £2.92 per month, you can gain comprehensive legal protection and peace of mind.

Is Legal Expenses Insurance worth it?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

Legal Expenses insurance helps shield your business from the cost and stress of unexpected legal issues—from contract disputes to property claims.

  • Protection against unexpected costs: avoid financial strain from employee claims, property issues, and contract disputes.
  • Expert legal support: our team of professionals is ready to guide you through complex legal matters, reducing stress and enabling fast, effective resolutions.
  • Affordable peace of mind: for just £2.92 per month, you can protect your business against costly legal battles.
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