Legal Expenses Insurance

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Protect your business from costly legal fees for just £2.92 per month as an optional add-on to Public Liability policies.
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What is Legal Expenses Insurance?

Admiral Business’ Legal Expenses Insurance is designed to protect your business from potentially crippling legal fees. Covering up to £100,000 in legal defence costs and up to £1 million in compensation for employment disputes, this optional add-on protects against a wide range of risks.

With this affordable and comprehensive protection, you can continue focusing on your business, knowing that unexpected legal disputes won’t derail your plans. Whether handling contract disagreements, employment issues, or claims involving property damage, Admiral Business’ legal cover provides peace of mind and support when you need it most.

What does Legal Expenses  Insurance cover?

Legal Expenses Cover helps protect your business from the unexpected legal costs that come with running a business. Whether it’s dealing with employment disputes, tax investigations, or contract issues, this cover provides expert legal support and pays your legal fees—so you can focus on the job, not the jargon.

What’s included?
  • Helps defend your legal rights in employment-related disputes up to £1M per policy period.
  • You're covered for legal defence of your and your employees' legal rights in multiple circumstances.
  • Covers disputes related to purchase, hire, sale or provision of goods and services.
  • Protection available for personal injury claims or criminal investigations.
  • Admiral Business covers disputes over property or equipment damages.
What’s not included?
  • Claims that arise before the policy starts or within the waiting period.
  • Legal costs you incur without our agreement.
  • Issues that could be handled through complaints procedures instead of legal action.

This content has been created for general information purposes. To ensure you have the correct level of insurance please see our full policy wording.

Download full policy wording
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Insurance built around the needs of the UK’s small businesses

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Fast claims payments

We pay out claims within 1 working day of acceptance, so you can get back to work without delays. Our efficient process ensures quick payment, so you can focus on what matters most.

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Top-rated Customer Service team

Our friendly South Wales-based team is here to assist you every step of the way. Give us a call to speak directly with our specialists, who are ready to provide the support you need.

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Everything in one place

Our easy-to-use online portal allows you to access your policy documents, manage payments, and make changes, all in one place and at your convenience.

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Zero hidden fees

Update your policy at any time with complete flexibility, and enjoy the peace of mind that comes with no penalty fees, no admin charges, and no hidden costs.

How much is Legal Expenses Insurance?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

Legal Expenses Insurance is available as an optional add-on to existing Public Liability policies. For just £2.92 per month, you can gain comprehensive legal protection and peace of mind.

Is Legal Expenses Insurance worth it?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

Legal Expenses insurance helps shield your business from the cost and stress of unexpected legal issues—from contract disputes to property claims.

  • Protection against unexpected costs: avoid financial strain from employee claims, property issues, and contract disputes.
  • Expert legal support: our team of professionals is ready to guide you through complex legal matters, reducing stress and enabling fast, effective resolutions.
  • Affordable peace of mind: for just £2.92 per month, you can protect your business against costly legal battles.
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