Glazier Insurance

Glazier insurance protects your business against risks like accidental property damage, tool theft and customer disputes from £6.07 a month*.

Simple claims process
No hidden fees
Pay monthly at no extra cost

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What is Public Liability Insurance?

What is Glaziers Insurance?

Glaziers Insurance is a type of business insurance designed specifically for professionals who install, replace, or repair windows, doors, and glazing systems.

Our flexible cover lets you build a policy that works for your business. Your policy could include:

Public Liability Insurance – covers you if someone is injured or their property is damaged because of your work.

Tools & Materials Insurance – protection against loss, damage, or theft of your tools.

Employers’ Liability Insurance – if you employ staff, even casually or temporarily, this cover is a legal requirement.

Contract Works Insurance – covers work in progress if it's damaged before completion due to an insured event.

Public Liability Insurance

Protects against claims from third parties for injury or property damage

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Employers' Liability Insurance

If you employ staff, then you’re legally required to have this cover.

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Tools & Materials Insurance

Cover the cost of replacing or repairing tools if they’re lost, stolen, or damaged.

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Public Liability Insurance

Protects against claims from third parties for injury or property damage

Get a quote

Employers' Liability Insurance

If you employ staff, then you’re legally required to have this cover.

Get a quote

Tools & Materials Insurance

Cover the cost of replacing or repairing tools if they’re lost, stolen, or damaged.

Get a quote

View all our insurance

Want to check the details?

Call our friendly South Wales team to discuss what you need

Call 020 3808 7099

Why Do Glazing Installers Need Insurance?

Accidents happen. You could crack a pane of glass, scratch a customer's floor, or spill sealant on a brand-new carpet.

Here’s why cover matters:

You’re working in people’s homes – if a customer trips over your ladder or you accidentally damage their kitchen floor, you could be held liable.

Clients expect you to be insured – some contracts won’t even let you on-site without the right cover.

Legal costs can add up fast – whether it’s a claim from an injured employee or a contract dispute.

Our insurance is designed to reduce stress when things go wrong and give your customers added confidence when things go right.

How Much Does Insurance for Glaziers Cost?

Prices vary based on things like the size of your business, the level of cover you choose, or whether you have any employees. As a guide:

Public Liability Insurance starts from just £6.07* per month.

Adding Tools & Materials cover can be added to your policy for a little more, depending on how much equipment you want to insure.

Employers’ Liability is legally required if you have staff, and we offer multiple employee discounts to help keep things affordable.

We’ll work with you to build a policy that suits your work and your budget – nothing more, nothing less.

Get a quick quote, no long forms, no hassle.

Is Glaziers Insurance a Legal Requirement?

Some parts of your insurance package may be optional – others are legally required.

Employers’ Liability Insurance is a legal requirement if you employ anyone (including apprentices, part-timers, or temporary staff).

Public Liability Insurance isn’t legally required – but if you work with the public or on client property (which, as a double-glazing installer, you do), it’s strongly recommended and often required by your clients.

Contract Works, Tools & Materials, and Legal Expenses are optional add-ons – but they can be essential if you want to keep your business running smoothly if something unexpected happens.

A confident tradesperson stands in front of an open van fully stocked with tools, smiling with arms crossed, ready for the day’s work.

Insurance built around the needs of the UK’s small businesses

Flexible cover

Adjust your cover at anytime, without admin fees. As your business grows or changes, you can easily update your cover to match your needs.

No hidden fees

Pay how it suits you, monthly or annually. Plus no cancellation fees.

Simple claims process

Submit a claim online or give us a call. We'll handle the hard part, so you can get back to work, knowing your business is in safe hands.

Top-rated customer support

No long phone queues. No confusing jargon. Our South Wales-based team is dedicated to supporting you and is ready to answer any questions.

Glaziers insurance FAQs

1. How much Public Liability cover do I need?

That depends on the type of work you do, who you work with, and the level of risk involved.

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If you are working in people’s homes, commercial premises or on-site with other trades, Public Liability Insurance is essential. It protects your business if someone is injured or their property is damaged because of your work. For example, if you damage a customer’s wall while replacing a window, this cover can step in.

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Most small businesses choose cover between £1 million and £5 million, but some contracts, particularly with local authorities, property managers or larger contractors, may require you to have up to £10 million.

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With Admiral Business, you can choose a level of cover that suits your locksmith business today and adjust it as your work grows.

2. Am I covered if my tools are stolen from my van overnight?

If you have added Tools and Materials cover to your policy, your tools are protected, but there are a few conditions to be aware of.

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We cover theft from your van as long as it was securely locked and there are visible signs of forced entry. If your tools are stored in a permanently fixed lockable toolbox inside the vehicle, that’s even better.

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However, if the van is left unattended anywhere other than your home for more than 24 hours, or it is not stored in a secure locked garage or compound, your cover may not apply.

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In short, we will cover you if your van is properly secured, but your tools need to be locked up tight.

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Want to check the detail? You can see the full policy terms or speak to our team at 020 3808 7099.

3. What’s the difference between Public Liability and Employers’ Liability?

Public Liability Insurance protects you against claims from third parties, such as customers or members of the public, if your work causes injury or property damage.
Employers’ Liability Insurance covers you if someone working for your Glazier business is injured or becomes ill as a result of their work. Even if you only have one apprentice or casual worker, this cover is a legal requirement

For example:

Public Liability would cover a claim if you damaged a wall while fitting a window.
Employers Liability would cover a claim if your apprentice injured themselves while helping on a job.

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If you employ anyone, whether full-time, part-time or casually, you will need both types of cover.

4. How do I make a claim if something goes wrong on a job?

If something goes wrong, such as damaging a client’s property while drilling, an accident on site, or if your tools are stolen, you can start a claim by filling out the form at admiralbusiness.com/make-a-claim or emailing us at claims@admiralbusiness.com.

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We will ask for supporting documents where possible, such as photos, receipts, or a police report if it involves theft. Ideally, let us know within 14 days of the incident so we can resolve your claim quickly.

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Our team will guide you through the process step by step so you can get back to helping customers without unnecessary delays.

5. What info do I need when making a claim?

We will make the process simple, but it helps to have the following details ready:

The date, time and details of what happened
Where it took place
Any third-party details if someone else was involved
Any photos or videos showing the damage or loss
Proof of purchase for stolen or damaged tools (receipts or invoices)

If you are claiming for stolen or damaged tools, we will usually ask for proof of purchase. We will pay the original purchase price if your tools cannot be repaired, so it is important your cover limit matches the value of your kit.

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The more information you provide upfront, the quicker we can get your claim resolved.

*£6.07 is the price for a Public Liability policy for a single Double Glazing installer with £1,000,000 worth of cover. It is the equivalent of £72.80 per year when paying for the policy in one annual payment. Your quote will be personalised to your requirements and will reflect the risks you need to be covered against. The price is correct as of 11th August 2025.