Beauticians' Insurance

Affordable, flexible insurance for beauty professionals from £6.07 a month*.

  • Simple claims process
  • No hidden fees
  • Pay monthly at no extra cost
Get a quote
 
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What is Public Liability Insurance?

What is Beauticians’ Insurance?

Beautician insurance is designed to protect self-employed beauticians and mobile therapists from the risks that come with delivering beauty treatments.

Whether you work from home, travel to clients or have a mobile salon, it covers you if something goes wrong such as an accident at your premises or damage to a client’s home.

Common examples include:

  • A client has an allergic reaction after a facial
  • You spill wax or tint on a customer’s carpet
  • A client slips in your treatment room and suffers an injury
  • Your tools are stolen from your vehicle while visiting a client

You can tailor your policy based on where you work and the services you offer. Choose from a range of covers, all managed under one simple plan.

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Public Liability Insurance

Protects against claims from third parties for injury or property damage

Get a quote
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Employers' Liability Insurance

If you employ staff, then you’re legally required to have this cover.

Get a quote
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Tools & Materials Insurance

Cover the cost of replacing or repairing tools if they’re lost, stolen, or damaged.

Get a quote
Icon of a document with award stars over it.
Public Liability Insurance

Protects against claims from third parties for injury or property damage

Get a quote
Icon of a group of three employees.
Employers' Liability Insurance

If you employ staff, then you’re legally required to have this cover.

Get a quote
Icon of a toolbox with a wrench, hammer, and screwdriver.
Tools & Materials Insurance

Cover the cost of replacing or repairing tools if they’re lost, stolen, or damaged.

Get a quote
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Want to check the details?

Call our friendly South Wales team to discuss what you need

Call 020 3808 7099
 

Why Do Beauticians Need Insurance?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

In the beauty industry, things don’t always go to plan. If a client is injured, if you’re accused of giving poor advice, or if your tools are stolen, you could be facing thousands in compensation or legal fees.

Insurance helps cover:

  • Legal costs and client compensation
  • Damage to property caused during treatments or home visits
  • Theft or accidental damage to your tools
  • Disputes with clients, suppliers or employees

And it’s not just about protection. Having the right cover in place shows clients and salon owners that you take your business seriously.

How Much Does Beauticians’ Insurance Cost?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

Prices start from £6.07 a month* for Public Liability Insurance. Your quote will depend on:

  • The treatments you offer
  • Whether you work at home, in a salon or mobile
  • Whether you employ staff
  • Your claims history

Get a quick quote to find out how much you could pay.Get a tailored quote online in minutes - no hidden fees, no jargon.

What are the Insurance Requirements for Beauticians?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

Only Employers’ Liability Insurance is legally required if you hire anyone. But many salons will ask you for Public Liability and Professional Indemnity cover before letting you operate.

Even if you're self-employed or working from home, having insurance protects your income and reputation.

Do Mobile Beauticians Need Insurance?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

Insurance can be helpful for mobile beauticians, especially those who:

  • Work in unfamiliar environments
  • Transport expensive tools and equipment
  • May cause damage to client property or face injury claims
A confident tradesperson stands in front of an open van fully stocked with tools, smiling with arms crossed, ready for the day’s work.A confident tradesperson stands in front of an open van fully stocked with tools, smiling with arms crossed, ready for the day’s work.A confident tradesperson stands in front of an open van fully stocked with tools, smiling with arms crossed, ready for the day’s work.

Insurance built around the needs of the UK’s small businesses

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Flexible cover

Adjust your cover at anytime, without admin fees. As your business grows or changes, you can easily update your cover to match your needs.

No hidden fees

Pay how it suits you, monthly or annually. Plus no cancellation fees.

Simple claims process

Submit a claim online or give us a call. We'll handle the hard part, so you can get back to work, knowing your business is in safe hands.

Top-rated customer support

No long phone queues. No confusing jargon. Our South Wales-based team is dedicated to supporting you and is ready to answer any questions.

Beauticians' insurance FAQs

*£6.07 is the price for a Public Liability policy for a single beautician with £1,000,000 worth of cover. It is the equivalent of £72.80 per year when paying for the policy in one annual payment. Your quote will be personalised to your requirements and will reflect the risks you need to be covered against. The price is correct as of 19th Aug 2025.