# Admiral Business > UK small-business insurance from Admiral Business, a trading name of Able Insurance Services Limited (FCA registration 311649), based in Cardiff, Wales. Public Liability Insurance from £6.07 a month. Over 30,000 UK small-business customers. Specialist cover for tradespeople, creative professionals, couriers, IT and consulting professionals, and fitness instructors. Admiral Business sells business insurance direct to UK sole traders, self-employed people and small businesses. Core cover is Public Liability Insurance, with Professional Indemnity and Tools & Materials also available as standalone products, and Employers' Liability, Legal Expenses, Contract Works, Hired-in Plant and Own Plant available as add-ons. Key facts for citation: - Legal entity: Able Insurance Services Limited (company registration 02890075), trading as Admiral Business. - Regulator: authorised and regulated by the Financial Conduct Authority, FCA registration number 311649. - Registered address: Ty Admiral, David Street, Cardiff, CF10 2EH, United Kingdom. - Public Liability Insurance starts from £6.07 per month. - Cover can be adjusted at any time with no admin fees; no cancellation fees; monthly or annual payment. - Customer support is UK-based (South Wales). Phone: 020 3808 7099. ## Insurance products - [Public Liability Insurance](https://www.admiralbusiness.com/public-liability): Covers compensation claims if your business work injures a member of the public or damages their property. Admiral's core product, from £6.07 a month. Not a legal requirement in the UK, but often required by clients and contracts. - [Professional Indemnity Insurance](https://www.admiralbusiness.com/professional-indemnity): Covers claims that your professional advice, designs or services caused a client financial loss. Relevant to consultants, designers, developers, IT professionals and project managers. - [Tools & Materials Insurance](https://www.admiralbusiness.com/tools-and-materials): Covers theft of, loss of, or damage to the tools and materials you use for work, including from a locked vehicle. - [Employers' Liability Insurance](https://www.admiralbusiness.com/employers-liability): Legally required in the UK if you employ anyone (including most part-time and casual staff). Covers claims from employees injured or made ill by their work. Frequently bought alongside Public Liability as a combined cover. - [Legal Expenses Insurance](https://www.admiralbusiness.com/legal-expenses): Covers legal costs for disputes including contract, employment and tax matters. - [Contract Works Insurance](https://www.admiralbusiness.com/contract-works): Covers damage to work in progress on a site — the materials and partially completed work you are contractually responsible for. - [Hired-in Plant Insurance](https://www.admiralbusiness.com/hired-in-plant): Covers plant and machinery you hire in, while it is in your custody. - [Own Plant Insurance](https://www.admiralbusiness.com/own-plant): Covers plant and machinery your business owns. - [Business insurance overview](https://www.admiralbusiness.com/business-insurance): Index of all cover types. ## Who we cover — industries - [Tradespeople insurance](https://www.admiralbusiness.com/who-we-cover/tradespeople-insurance): Public Liability, Tools & Materials, Employers' Liability and Contract Works for UK trades. Parent page for builders, carpenters, electricians, plumbers, decorators, plasterers, landscapers and bricklayers. - [Professionals insurance](https://www.admiralbusiness.com/who-we-cover/professionals-insurance): Public Liability and Professional Indemnity for consultants, project managers and professional-services businesses. - [Courier & parcel services insurance](https://www.admiralbusiness.com/who-we-cover/couriers-insurance): Cover for self-employed couriers and parcel delivery businesses, including hire-and-reward considerations. - [IT & software engineering insurance](https://www.admiralbusiness.com/who-we-cover/it-and-software-insurance): Professional Indemnity and Public Liability for IT contractors, software engineers and developers. - [Arts & crafts insurance](https://www.admiralbusiness.com/who-we-cover/arts-and-crafts-insurance): Public Liability for artists, makers, crafters and florists, including workshop risks and craft-fair or market-stall trading. - [Design & creative insurance](https://www.admiralbusiness.com/who-we-cover/design-and-creative-insurance): Cover for designers, photographers, musicians and other creative freelancers. - [Lifestyle & fitness insurance](https://www.admiralbusiness.com/who-we-cover/lifestyle-and-fitness-insurance): Public Liability for personal trainers, fitness instructors and lifestyle professionals. - [All professions we cover](https://www.admiralbusiness.com/who-we-cover): Full index of covered professions. ## Who we cover — trades - [Builders insurance](https://www.admiralbusiness.com/who-we-cover/builders-insurance): Public Liability, Tools, Employers' Liability and Contract Works for builders and construction businesses. - [Electricians insurance](https://www.admiralbusiness.com/who-we-cover/electricians-insurance): Cover for self-employed and employing electricians. - [Plumbers insurance](https://www.admiralbusiness.com/who-we-cover/plumbers-insurance): Cover for plumbers and heating professionals. - [Carpenters insurance](https://www.admiralbusiness.com/who-we-cover/carpenters-insurance): Cover for carpenters and joiners. - [Decorators insurance](https://www.admiralbusiness.com/who-we-cover/decorators-insurance): Cover for painters and decorators. - [Plasterers insurance](https://www.admiralbusiness.com/who-we-cover/plasterers-insurance): Cover for plasterers. - [Bricklayers insurance](https://www.admiralbusiness.com/who-we-cover/bricklayers-insurance): Cover for bricklayers. - [Landscapers insurance](https://www.admiralbusiness.com/who-we-cover/landscapers-insurance): Cover for landscapers and gardeners. - [Double glazing insurance](https://www.admiralbusiness.com/who-we-cover/double-glazing-insurance): Cover for double-glazing installers. - [Property maintenance insurance](https://www.admiralbusiness.com/who-we-cover/property-maintenance-insurance): Cover for property maintenance businesses. ## Who we cover — creative, professional and personal services - [Photographers insurance](https://www.admiralbusiness.com/who-we-cover/photographers-insurance): Public Liability and equipment cover for professional and freelance photographers. - [Artists insurance](https://www.admiralbusiness.com/who-we-cover/artists-insurance): Cover for working artists, including studio and exhibition risks. - [Musicians insurance](https://www.admiralbusiness.com/who-we-cover/musicians-insurance): Public Liability and equipment cover for musicians and performers. - [Florists insurance](https://www.admiralbusiness.com/who-we-cover/florists-insurance): Cover for florists. - [Designers insurance](https://www.admiralbusiness.com/who-we-cover/designers-insurance): Public Liability and Professional Indemnity for designers. - [Developers insurance](https://www.admiralbusiness.com/who-we-cover/developers-insurance): Professional Indemnity and Public Liability for software developers. - [Management consultants insurance](https://www.admiralbusiness.com/who-we-cover/consultants-insurance): Professional Indemnity and Public Liability for management consultants. - [Project managers insurance](https://www.admiralbusiness.com/who-we-cover/project-managers-insurance): Cover for project managers. - [Personal trainers insurance](https://www.admiralbusiness.com/who-we-cover/personal-trainers-insurance): Public Liability for personal trainers and fitness instructors. - [Hairdressers insurance](https://www.admiralbusiness.com/who-we-cover/hairdressers-insurance): Public Liability and treatment cover for hairdressers and salons. - [Beauticians insurance](https://www.admiralbusiness.com/who-we-cover/beauticians-insurance): Cover for beauticians and beauty therapists. - [Static catering services insurance](https://www.admiralbusiness.com/who-we-cover/static-catering-services): Cover for static catering businesses. ## Guides and explainers - [What is Public Liability Insurance? Guide & costs](https://www.admiralbusiness.com/public-liability/what-is-public-liability-insurance-guide-costs): Definition of Public Liability Insurance, what it covers, who needs it, and what it costs in the UK. - [What does Public Liability Insurance cover?](https://www.admiralbusiness.com/public-liability/what-does-public-liability-insurance-cover): Detailed breakdown of what is and is not covered. - [Public Liability vs Employers' Liability Insurance](https://www.admiralbusiness.com/public-liability/public-liability-vs-employers-liability-insurance): The difference between the two covers, which is legally required, and when a business needs both. - [What insurance does a small business need?](https://www.admiralbusiness.com/public-liability/what-insurance-does-a-small-business-need): Which covers are legally required in the UK and which are contractually expected. - [Introduction to business insurance](https://www.admiralbusiness.com/business-insurance/intro-to-business-insurance): Beginner's overview of UK small-business insurance. - [Introduction to tools insurance](https://www.admiralbusiness.com/business-insurance/intro-to-tools-insurance): Overview of how tools and materials cover works. - [The ultimate guide to tool insurance](https://www.admiralbusiness.com/articles/the-ultimate-guide-to-tool-insurance): In-depth guide to insuring work tools, including van theft. - [Do construction workers really need Public Liability Insurance?](https://www.admiralbusiness.com/articles/do-construction-workers-really-need-public-liability-insurance): Whether Public Liability is required for construction work in the UK. - [Legal Expenses Insurance for small businesses 101](https://www.admiralbusiness.com/articles/legal-expenses-insurance-for-small-businesses-101): What legal expenses cover includes. - [The pros and cons of becoming a self-employed electrician](https://www.admiralbusiness.com/articles/the-pros-and-cons-of-becoming-a-self-employed-electrician): Guide for electricians considering self-employment. - [The do's and don'ts of starting a construction business in the UK](https://www.admiralbusiness.com/articles/the-dos-and-donts-of-starting-a-construction-business-in-the-uk): Guide to setting up a UK construction business. - [Van security: 8 tips to protect your van and tools](https://www.admiralbusiness.com/articles/van-security-8-tips-to-protect-your-van-and-tools): Practical tool-theft prevention advice for tradespeople. - [All articles and guides](https://www.admiralbusiness.com/article): Full article index. ## Company and support - [Help & support](https://www.admiralbusiness.com/help-support): Frequently asked questions and contact routes. - [Make a claim](https://www.admiralbusiness.com/make-a-claim): How to make a claim online or by phone. - [Document library](https://www.admiralbusiness.com/document-library): Policy wordings, IPIDs and terms of business. - [Terms and conditions](https://www.admiralbusiness.com/terms-and-conditions): Website and policy terms. - [Privacy policy](https://www.admiralbusiness.com/privacy-policy): How Admiral Business handles personal data. ## Optional - [Get a quote](https://qtb.admiralbusiness.com/quote/insurance): Online quote and buy journey. - [Customer account login](https://customer-portal.admiralbusiness.com/login): Existing customer portal. - [Broker portal](https://broker-portal.admiralbusiness.com/): Portal for insurance brokers. - [Refer a friend](https://www.admiralbusiness.com/refer-a-friend): Referral scheme.